Student Consumer Information

Federal Student Disclosure Requirements:
Regulations disseminated by the United States Department of Education to implement changes made to the Higher Education Act of 1965, as amended (HEA), by the Higher Education Amendments of 1998 (1998 Amendments) require the disclosure of financial assistance and institutional information to students under the student financial assistance programs under Title IV of the Higher Education Act of 1965, as amended (Title IV). These programs include the Federal campus-based programs (Federal Perkins Loan and Federal Work-Study (FWS) programs), the William D. Ford Federal Direct Loan (Direct Lending) Programs, the Federal Family Education Loan (FFEL) Programs. Under the regulations the University annually must distribute to all enrolled students a notice of the availability of financial assistance and institutional information required to be disclosed pursuant to the Higher Education Act amendments and pursuant to the Family Educational Rights and Privacy Act (FERPA) which governs access to student educational records maintained by educational institutions and the releaseof information from those records.

Preferred Lender List: Meharry Medical College has elected to not provide a detailed lender list for private educational loans. It is the responsibility of the student to research and find a private lender that best suits his/her financial needs.” Students are encouraged to shop around and make informed decisions when choosing the appropriate lender. offers tips on choosing a lender.

All first time borrowers are required to complete entrance counseling before a federal student loan is disbursed. The goal of entrance counseling is to help you better understand what it means to borrow federal student loans. It helps you to become better financial stewards of borrowing; helps you manage your educational expenses; provides your rights and responsibilities as a borrower, and explains what a Direct Loan is and how the loan process works.


In order to complete this requirement, please log into and click on the “Complete Counseling” link under the “Manage My Direct Loan” heading and follow the directions. Once you have completed the counseling, an acknowledgment will be forwarded to the Financial Aid Office satisfying this prerequisite.


Recipients of federal loans must complete an exit counseling session, prior to graduation, separation or less than half-time attendance. Loans will be summarized and terms of repayment, deferment, and responsibility will be reviewed. Student borrowers are awarded loan funds to pay for their education on the basis of a promise to repay after leaving school. Failure to do so can result in adverse consequences.


Determination of a Student’s Status

  • A student is classified as full-time, if he/she is properly registered for at least 9 semester hours in the Office of the Registrar and is pursuing a course of study, which will lead to a degree or certificate from Meharry Medical College in accordance with College’s policies and procedures.
  • Full fees and appropriate tuition are due and payable on or before the day of registration. However, the Dean of the respective school may defer a student’s payment of tuition on the day of registration in July or August, (June for students in the MAPS Programs) if the following conditions have been met: (1) The student has been awarded a loan, and/or (2) the student presents proof of pending scholarship aid in an amount equal to or greater than the tuition due which has been processed through the Office of Student Financial Aid prior to the day of registration. Deferred tuition must be paid prior to subsequent registrations.
  • Students, who present proof of health insurance coverage equal to or greater than that provided by Meharry Medical College, as determined by the Office of the Registrar, may be exempted from payment of the health insurance fee.


Financial Aid and Academic Status

In order to be eligible for financial aid from sources other than private College or school funded sources (emergency loans, grants or scholarships provided solely at the discretion of the College), a student must meet his/her school’s criteria for good academic standing. Based on regulations promulgated by various federal and state agencies, a recipient who receives financial aid from those sources are bound by the Satisfactory Academic Progress Policy (SAP) and aid eligibility will be determined according to policy.


Satisfactory Academic Progress Policy for Title IV Financial Aid Eligibility Forms

Financial Aid Office Staff

Amy Wood

Office: 615.327.6826
Fax: 615.327.6951

Nahla Shalan

Financial Aid Counselor
Office: 615.327.6826
Fax: 615.327.6951